Non-Standard Home Insurance

Many people don’t consider their house as ‘Non-Standard’, until they struggle to get Home Insurance. It can often be hard to find affordable cover for homes that differ from the norm, or if you yourself have previous convictions.

We specialise in finding you the non standard home insurance cover you need, from our panel of trusted insurers, because we understand that non standard home insurance doesn’t need to be a headache!

We can cover most Non-Standard risks, including:

• Floods
• Subsidence
• Unoccupied properties
• Owners with previous convictions
• Owners with adverse claims history

What makes my home ‘Non-Standard’?

You would be surprised to find out what can make your home ‘Non-Standard’ and once you know what to look for, you can go to the specialists to get the cover you require.

• Thatched roof
• Flat roof
• Subsidence
• Criminal convictions
• Flood risk areas
• Listed properties
• Timber or steel framed buildings

Why can’t I just get standard Home Insurance?

You will probably find that if your home isn’t of standard construction or is in a high risk area, many insurers will not offer you cover. This is simply because they can’t easily assess the risks to your home. If they are willing to cover you, it can often result in high premiums and excesses. This is why it is essential that you go to the specialists to get a competitive premium and excess for your home.